Complete Guide to Bank Holidays in January 2025
Banks in India observe several holidays in January 2025, including national holidays, regional festivals, and customary closures on specific Saturdays and Sundays. While some holidays are applicable across the country, others are region-specific, reflecting India’s diverse cultural heritage. Below is a detailed guide to bank holidays in January 2025.
National Bank Holiday in January 2025
Republic Day (January 26, 2025)
Republic Day is a significant national holiday in India, commemorating the adoption of the Indian Constitution. As this holiday falls on a Sunday in 2025, all banks across the country will remain closed.
State-Specific Bank Holidays in January 2025
New Year’s Day (January 1, 2025)
On January 1, 2025, banks will remain closed in several cities, including Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, and Shillong. This closure is in observance of New Year’s Day and regional festivals such as Loosong and Namsoong.
New Year Holiday (January 2, 2025)
In Aizawl and Gangtok, banks will remain closed on January 2, 2025, as the New Year celebrations continue, including Loosong and Namsoong festivals.
Sri Guru Gobind Singh Jayanti (January 6, 2025)
Banks in Chandigarh will remain closed on January 6, 2025, in honor of the birth anniversary of Guru Gobind Singh, the tenth Sikh Guru.
Missionary Day and Imoinu Iratpa (January 11, 2025)
On January 11, 2025, banks in Aizawl and Imphal will observe a holiday to mark Missionary Day and Imoinu Iratpa, respectively.
Makar Sankranti, Pongal, Magh Bihu, Maghe Sankranti, and Birthday of Hazarat Ali (January 14, 2025)
January 14, 2025, is a significant day for multiple regional festivals across India. Banks in Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad (Andhra Pradesh and Telangana), Itanagar, Kanpur, and Lucknow will remain closed.
Thiruvalluvar Day (January 15, 2025)
In Chennai, banks will remain closed on January 15, 2025, in honor of the great Tamil poet and philosopher, Thiruvalluvar. Also Read
Uzhavar Thirunal (January 16, 2025)
January 16, 2025, is observed as Uzhavar Thirunal, a festival dedicated to farmers. Banks in Chennai will remain closed on this day.
Netaji Subhas Chandra Bose Jayanti and Veer Surendra Sai Jayanti (January 23, 2025)
On January 23, 2025, banks in Agartala, Bhubaneswar, and Kolkata will observe a holiday to mark the birth anniversaries of Netaji Subhas Chandra Bose and Veer Surendra Sai.
Weekend Bank Closures in January 2025
Second Saturday (January 11, 2025)
As per RBI regulations, banks across India will remain closed on the second Saturday of every month. In January 2025, this falls on January 11.
Fourth Saturday (January 25, 2025)
Banks across the country will remain closed on January 25, 2025, as it is the fourth Saturday of the month.
Sunday Closures (January 5, 12, 19, and 26, 2025)
Banks in India do not operate on Sundays. In January 2025, these dates include January 5, January 12, January 19, and January 26.
Bank Holidays in Delhi for January 2025
For residents of Delhi, most bank closures will be based on national holidays and standard second and fourth Saturday shutdowns. In January 2025, banks in Delhi will be closed on:
- January 11, 2025 – Second Saturday
- January 25, 2025 – Fourth Saturday
- January 26, 2025 – Republic Day (Sunday)
Additional Considerations for Bank Customers
Online Banking Services
Even when physical bank branches are closed, customers can still access essential banking services through online and mobile banking platforms. These digital services allow users to transfer funds, check balances, and perform various transactions.
ATM Services
ATMs remain operational 24/7. However, during extended holidays or festival periods, there might be increased demand for cash withdrawals. It is advisable to withdraw cash in advance to avoid last-minute inconvenience.
Regional Variations in Bank Holidays
India’s diverse cultural landscape results in different bank holidays for various states. For instance, Pongal is celebrated primarily in Tamil Nadu, while Magh Bihu is a significant festival in Assam. Customers should verify bank holidays applicable to their specific region.
Official Notifications
For the most accurate and up-to-date information regarding bank holidays in January 2025, it is recommended to check the Reserve Bank of India’s (RBI) official holiday calendar or consult with the nearest bank branch.
Conclusion
January 2025 includes several bank holidays across India, covering national holidays, regional festivals, and weekend closures. Being aware of these dates can help customers efficiently plan their banking activities, ensuring timely transactions and avoiding unnecessary delays. Read more